General Liability Insurance in Tucson AZ

Accidents can happen in any business, regardless of the precautions you take. While some are minor, others can lead to costly lawsuits that small businesses may struggle to afford. General liability insurance helps cover these unexpected expenses, offering financial protection against legal and medical costs from incidents for which a business is responsible.

How Does General Liability Insurance Work?

General liability insurance typically provides coverage for common risks that may arise during normal operations. By paying regular premiums (e.g., monthly or annually), a company secures coverage that may make the financial impact of such incidents more manageable.

For example, coverage may apply in the following examples:

• A customer accidentally slips and falls in your store, resulting in medical bills.

• Your employee accidentally damages a client’s property while on a job site.

• A third party files a lawsuit against your company for libel or slander due to something posted in an ad or on social media.

If a covered claim is filed and approved, the insurance may help pay for legal fees, settlements and other related costs.

What Does General Liability Insurance Cover?

Policies typically include the following types of incidents:

• Property damage coverage may provide financial assistance if your business accidentally damages someone else’s property.

• Bodily injury coverage may help pay for medical expenses and other losses if someone is injured on your business premises or due to your business activities.

• Personal/advertising injury coverage may assist with costs arising from personal and advertising injuries, such as libel, slander, copyright infringement and invasion of privacy.

Why Is General Liability Insurance Important?

General liability insurance is not just a nice precaution—it’s often essential. Accidents can strike without warning, and a single unexpected lawsuit could jeopardize an unprepared business. This type of insurance helps absorb the financial impact when things go wrong.

If your business is located in or around Tucson, Arizona, and you’re looking for reliable general liability coverage, ABC Insurance & Financial Services is here to help. Contact us today to explore your options and get the financial protection your company needs.